You’re
studying full time if you’re doing at least 90% or more of your
course’s full time study load. Your study load is calculated by
the hours you study, or the amount of credit points you’re
enrolled in and evidence from your education provider will be
required to confirm this.
Example
1 – you’re studying a course which is based on credit
points
The
place you’re studying at says the total number of credit points
for your course is 24 per semester. In this example, you’re
studying 3 subjects worth 7 credit points each.
Total
credit points Course length
Full time study load
90% study load
24
per semester 3
years
4 subjects worth 6 credit points
each
4
x 6 = 24
24 x 0.90 = 21.6 credit points per semester
In
this example the 90% study load is 21 (rounded down) credit points
per semester. If you’re completing 21 credit points or more,
you’re full time. If you’re doing less than this you’re part
time and will be required to purchase a single membership if you
want cover.
Example
2 – you’re studying a course based on hours
The
place you’re studying at says the total number of hours for your
course is 200 and the course length is 10 weeks.
Total
hours Course length Full
time study load
90% study load
200 hours 10
weeks
20 hours a week
18 hours a week
(200 hours ÷ 10 weeks = 20 hours per week)
(200 hours x 0.90 = 180
hours.
180
hours ÷ 10 weeks = 18 hours per week)
In
this example, if you’re doing at least 18 hours a week you’re
studying full time. If you’re doing less than this you’re
studying part time and will be required to purchase a single
membership if you want cover.