The
summarised process
The
Membership Fee will be deducted from your nominated financial
account by AV in the following manner:
a)
Initially draw the relevant Membership Fee within five (5)
business days of receiving your agreement; and
b) Thereafter,
deduct the Membership Fee within two (2) business days of the
anniversary of your Membership.
The
following provisions relate to processing direct debit
arrangements:
a)
If sufficient funds are not available in your nominated financial
account at the time of processing a payment then a dishonour fee
may apply;
b) If you wish to change details of your nominated
financial account then you must provide AV with the details at
least 5 business days prior to the next payment;
c) Details of
your nominated financial account will be kept private and
confidential and AV will only use the details for processing
payment or is otherwise required by law;
d) If you wish to
terminate the direct debit agreement then you must notify AV and
your nominated financial institution;
e) AV reserves the right
to cancel or terminate a direct debit arrangement if payments are
dishonoured and where an alternative payment method cannot be
facilitated. Under these circumstances this may result in your
Membership being terminated.
Our
Direct Debit Request Service Agreement
This
is your Direct Debit Service Agreement with Ambulance Victoria,
ABN 50 373 327 705. It explains what your obligations are when
undertaking a Direct Debit arrangement with us. It also details
what our obligations are to you as your Direct Debit provider.
Please
take a record of this agreement for future reference. It forms
part of the terms and conditions of your Direct Debit Request
(DDR) and should be read in conjunction with your DDR
authorisation.
Definitions
Account
|
means the
account held at your financial institution from which we are
authorised to arrange for funds to be debited.
|
Agreement
|
means this
Direct Debit Request Service Agreement between you and us.
|
banking day
|
means a day
other than a Saturday or Sunday or a public holiday listed
throughout Australia.
|
debit day
|
means the
day the payment by you to us is due.
|
debit
payment
|
means a
particular transaction where a debit is made.
|
direct
debit request
|
means the
Direct Debit Request between us and you.
|
us or we
|
means
Ambulance Victoria, (the Debit User) you have authorised by
requesting a Direct Debit Request.
|
You
|
means the
customer who has signed or authorised by other means the Direct
Debit Request.
|
Your
financial institution
|
means the
financial institution nominated by you on the DDR at which the
account is maintained.
|
1.
Debiting your account
1.1
By signing a Direct Debit Request or by providing us with a valid
instruction, you have authorised us to arrange for funds to be
debited from your account. You should refer to the Direct Debit
Request and this agreement for the terms of the arrangement
between us and you.
1.2
We will only arrange for funds to be debited from your account as
authorised in the Direct Debit Request. or
We will only arrange for funds to be debited from your account if
we have sent to the address nominated by you in the Direct Debit
Request, a billing advice which specifies the amount payable by
you to us and when it is due.
1.3. If the debit day falls
on a day that is not a banking day, we may direct your financial
institution to debit your account on the following banking day. If
you are unsure about which day your account has or will be debited
you should ask your financial institution.
2.
Amendments by us
2.1.
We may vary any details of this agreement or a Direct Debit
Request at any time by giving you at least fourteen (14) days
written notice.
3.
Amendments by you
3.1.
You may change*, stop or defer a debit payment, or terminate this
agreement by providing us with at least 14 days notification:
Via email at
membership@ambulance.vic.gov.au
Or
by telephoning us on 1300 366 141 during business hours;
Or
in writing to:
Ambulance
Victoria Membership
PO BOX 2000
Doncaster Vic
3108
Or
arranging it through your own financial institution,
which is required to act promptly on your instructions.
*Note:
in relation to the above reference to ‘change’, your financial
institution may ‘change’ your debit payment only to the extent
of advising us, Ambulance Victoria of your new account details.
4.
Your obligations
4.1.
It is your responsibility to ensure that there are sufficient
clear funds available in your account to allow a debit payment to
be made in accordance with the Direct Debit Request.
4.2.
If there are insufficient clear funds in your account to meet a
debit payment:
a.
you may be charged a fee and/or interest by your financial
institution;
b. you may also incur fees or charges
imposed or incurred by us; and
c. you must arrange for
the debit payment to be made by another method or arrange for
sufficient clear funds to be in your account by an agreed time so
that we can process the debit payment.
5.
Dispute
5.1.
If you believe that there has been an error in debiting your
account, you should notify us directly on 1300 366 141 and confirm
that notice in writing or via email with us as soon as possible so
that we can resolve your query more quickly. Alternatively you can
take it up directly with your financial institution.
5.2.
If we conclude as a result of our investigations that your account
has been incorrectly debited we will respond to your query by
arranging for your financial institution to adjust your account
(including interest and charges) accordingly. We will also notify
you in writing of the amount by which your account has been
adjusted.
5.3. If we conclude as a result of our
investigations that your account has not been incorrectly debited
we will respond to your query by providing you with reasons and
any evidence for this finding in writing.
6.
Accounts
6.1.
You should check:
a.
with your financial institution whether direct debiting is
available from your account as direct debiting is not available on
all accounts offered by financial institutions.
b. your
account details which you have provided to us are correct by
checking them against a recent account statement; and
c.
with your financial institution before completing the Direct Debit
Request if you have any queries about how to complete the Direct
Debit Request.
7.
Confidentiality
7.1.
We will keep any information (including your account details) in
your Direct Debit Request confidential. We will make reasonable
efforts to keep any such information that we have about you secure
and to ensure that any of our employees or agents who have access
to information about you do not make any unauthorised use,
modification, reproduction or disclosure of that
information.
7.2. We will only disclose information that
we have about you:
a.
to the extent specifically required by law; or
b. for the
purposes of this agreement (including disclosing information in
connection with any query or claim).
8.
Notice
8.1.
If you wish to notify us in writing about anything relating to
this agreement, you can do so;
Via
email at membership@ambulance.vic.gov.au
or via post
to:
Ambulance Victoria Membership
PO BOX 2000
Doncaster
Vic 3108
8.2.
We will notify you by sending a notice either back to the email
address or in the ordinary post to the address you have given us
in the Direct Debit Request.
8.3. Any notice will be
deemed to have been received on the third banking day after
posting.